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Retirement & Pension Planning
When it comes to pension planning and retirement funds, we often get asked how much to save and how to access and maximise this money at maturity.
- Starting a pension?
- Retirement Planning?
- Pension Release & Transfer
- How much is a state pension?
- Inheritance Tax Planning
- Pension Annuities
Free Pension Advice Guide
When you retire you’ll need enough money to support you and provide a decent standard of living. The State Pension provides just a bare minimum.
We strongly recommend that you speak to a fully experienced Independent Financial Advisor (IFA) regulated by the FCA (Financial Control Authority).
Obtaining qualified pension advice from an IFA is extremely important in order to ensure that you receive the maximum income in retirement. The IFA will help you with:
- How much should i save?
- How much will I get?
- What state pension am I entitled to?
Close to retirement big decisions have to be made:
- When do you want to start to draw your pension?
- How can you boost your pension?
- Should you take a cash lump sum?
- How to ensure you obtain the best Annuity?
- Income/Pension drawdown
- Inheritance Tax Planning
Get a free telephone consultation with a fully qualified, experienced and regulated Independent Pension Advisor.
There is no obligation to appoint the Advisor to act on your behalf following on from your discussion regarding pensions.
Retirement planning can be worrying. Your nest egg might be starting to look ever smaller as the cost of everyday products rise, or your retirement forecast isn't quite as you'd hoped. Maybe you've not got a pension plan yet, and know you need one, but have no idea where to start.
Added to historically low-interest rates, which means anything you save receives very little interest on top, and it can be difficult to know how to ensure you're ready for a comfortable retirement.
A pensions advisor can identify whether the current pension plan you have is right for you, or help you to start a scheme based on what your expected needs in retirement will be. They can also advise you on the different options for retirement planning including annuities, and pension release, transfer or deferring your pension.
You could also look at whether investing some of your savings might be a better alternative to keeping them dormant in your savings account..
When choosing a pensions advisor, make sure they are regulated by the Financial Conduct Authority (FCA). All LocalFinancialAdviros,uk advisors undergo regular checks to make sure they are FCA regulated.
The earlier you think about retirement planning, the better, so book a free initial consultation today.
Your Independent, Unbiased & Local Financial Advisor's
An independent financial advisor can offer valuable insight and expertise on a wide range of common financial concerns.
Our IFA's are truly independent and offer you the widest choice not tied to any bank or building society products.
Authorised & regulated by the FCA. Our IFA Network is carefully selected and continually quality tested by us to get you the best advice.
Unlike restricted advisors, our financial advisors are not commission based. They search the "whole of the market", offering 100% unbiased financial advice.
Independent Financial Advisors maintain impeccable confidentiality, and this is demonstrated by satisfied client feedback showing these continual standards.
We've helped well over 100,000 people get the best advice available. Established in 2002, we maintain benchmark quality standards.
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Initial consultations are free of charge and without obligation. Zero pressure to buy - thatís our promise.