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Guaranteed Income, Annuity Advice, & Retirement Planning
We receive many enquiries regarding annuity and we always recommend a local, independent and unbiased annuity advisor to help. From the more obvious questions to the situational ones, we answer them all.
- What is a pension annuity?
- Lifetime or Fixed term annuities?
- Are annuities good for retirement?
- Am I tied to my pension provider?
From the most obvious, to the more situational questions, we can answer them all. Let us hold your hand & explain the process.
The Independent Financial Advisors (IFA’s) that we recommend are obliged by law to give you the best possible advice regarding annuities based upon the whole of the market..
Your Local IFA will ensure that you obtain the maximum possible annuity after taking your current health and other aspects into account.
The initial consultation is free of charge. The IFA will establish your precise requirements regarding annuity advice and normally submit a full proposal for your consideration. You are not committed to accepting this recommendation.
Get a free telephone consultation with a fully qualified, experienced and regulated Independent Financial Advisor.
There is no obligation to appoint the Advisor to act on your behalf.
If you're considering using your pension pot to take out an annuity, our simple guide may answer any of the annuity questions you have. You can also get in touch with a recommended annuities advisor in your locality when you check out our listings of recommended independent financial advisors.
An annuity is a type of retirement income product that you "buy" with some or all of your pension pot. It pays regular retirement income for life of for a set period. It is jsut one of the many ways you can put your pension to to better use to suit you for your lifespan. This will be an irreversible decision, so you need to shop around to find the best annuity rates and choose the right annuity to suit your circumstances. An FCA registered financial advisor who specialises in retirement planning is ideal for providing the impartial annuity advice you will require.
There are a range of different annuities on the market and these include investment-linked annuities, fixed-term annuities that will just pay income over a set time period, and basic lifetime annuities. All these different types of annuity also offer different options for receiving payments and frequencies. Enhanced annuities can provide clients with a higher retirement income, based on a diagnosed medical condition or unhealthy lifestyle.
You are not tied into the annuity provided by your pension provider and you can use the offer they make as a base upon which to compare annuity rates from alternative providers.
It's now possible to access your pension pot for any reason from the age of 55, so it's important you do seek independent annuity advice prior to making any major financial decisions.
Your Independent, Unbiased & Local Financial Advisor's
An independent financial advisor can offer valuable insight and expertise on a wide range of common financial concerns.
Our IFA's are truly independent and offer you the widest choice not tied to any bank or building society products.
Authorised & regulated by the FCA. Our IFA Network is carefully selected and continually quality tested by us to get you the best advice.
Unlike restricted advisors, our financial advisors are not commission based. They search the "whole of the market", offering 100% unbiased financial advice.
Independent Financial Advisors maintain impeccable confidentiality, and this is demonstrated by satisfied client feedback showing these continual standards.
We've helped well over 100,000 people get the best advice available. Established in 2002, we maintain benchmark quality standards.
No Upfront Fees
Initial consultations are free of charge and without obligation. Zero pressure to buy - thatís our promise.